System Upgrade

Important Transition Steps

Step 1: Note the Cut-Off Date

The current online banking system will be disabled on Friday, February 27, 2026, at 12:00 PM MT. After this time, you will no longer have access to the existing platform.

Step 2: Record External Account Details

Before the cut-off date, log in to your current online banking system and record any external account details (such as linked accounts or payee information).

These details will not transfer automatically to the new system.

Step 3: Prepare for Re-Entry in the New System

Once the new online banking system goes live, you will need to re-enter all external account details manually. Make sure you have these details saved securely.

Step 4: Review Scheduled Transactions

Check for any scheduled transactions set to occur after February 27, 2026, at 12:00 PM MT.

These will not process in the old system and must be recreated in the new system.

Step 5: Recreate Transactions in the New System

After the new system is live, log in and set up any scheduled payments or transfers again to ensure they process as intended.

Step 1: Complete Any Pending Tasks

Make sure all your bill pays are set with an effective date no later than February 27, 2026.

Step 2: Note Important Information

Write down or export details for manual creation in the new system (e.g., payee information, custom settings, scheduled payments).

Keep this information handy for setup in the new system.

Step 3: Log Out of the Old System

Once you’ve saved everything, log out.

The old system will be turned off and will no longer be accessible after February 27, 2026 at 4:00 P.M. MT.

Step 4: Access the New System

On March 3, 2026, log in to the new Online Banking (OLB) platform using your current Username and Password.

Review and accept the updated Terms and Conditions, then navigate to the Payments tab on the Home Banner to enroll in Bill Pay.

*Note – If you have multiple loans, with different borrowers you may be presented with the option to select a profile in the drop down menu to select the appropriate loan.

If you need assistance, please visit our website for support.

Step 5: Set Up Your Information

Re-enter any details (e.g., payees, scheduled payments).

Review your profile and preferences to make sure everything looks correct.

Step 6: Test the New System

Ensure you monitor your first payment to each payee to confirm the transaction is successfully delivered.

Check your account balances and scheduled payments.

Step 7: Get Help if Needed

If you run into issues, contact our Online Banking Support or use the help section in the new system.

Our current mobile app will close on February 27 at 12:00 PM.

The new FCSC Mobile Banking app will be available starting Tuesday, March 3. To continue using mobile banking after that date, you’ll need to:

1. Delete the old app from your device.

2. Download and install the new “FCSC Mobile” app from the App Store or Google Play.

You will receive one free draft book due to our new routing number being changed. You will receive your draft book in the mail, the week of March 2nd.

March 2, 2026. Please do not use your new draft book until then, drafts that are used prior to this date will be rejected/returned.

If you need additional books after this, you can reach out to us to reorder. You may also order through a draft vendor of your choice using the new routing number.

You may notice on your new drafts that the account number is shorter, we no longer need to use the 5-digit number at the end of your loan number for your drafts.

The new routing number for Farm Credit of Southern Colorado is 096018569. This will be effective March 2, 2026.

The new wire routing number is: 096016972. This will be effective March 2, 2026.

You can bring them into your nearest office location to shred.

• Recurring deposits

• Direct Deposits for your utilities

• Direct Deposit for your government payments

• Third Party services – Example: Paypal, Venmo, etc.

• ACH’s from another Bank

• Subscriptions

• IRS Payments and Credits

• Payments set up by your Bookkeeper/Accountant

Our offices will be closing early on Friday, February 27, 2026 at 12pm MT, and will also be closed Monday, March 2, 2026 all day.

We will reopen the offices on Tuesday, March 3 at 8am MT.

Farm Credit of Southern Colorado recognizes that some borrowers use specialized or pre-printed check systems that may be impacted by the transition. If this situation applies to you, please reach out to us directly and our team will review the situation.

No. This will not show up on the bank statement, but the memo will always appear within online banking transaction details and the transaction activity page.

Both use ACH networks, but:

• A2A (External) transfers are typically personal transfers between your own accounts at different institutions.

• ACH transactions are usually business-focused (e.g., payroll or vendor payments), allow uploading participant files, and support recurring templates.

Transfers to other financial institutions will be completed as external transfers, also referred to as A2A (Account-to-Account) transfers.

To set up an external transfer, you will:

1. Add the external account in online banking under the transfers account page.

2. Verify the account using two small trial deposits that will be delivered within 3 business days.

3. Once verified, you can move funds between Farm Credit of Southern Colorado and the external institution.

Cutoff times for external transfers will be clearly displayed within online banking, and transfers can be scheduled as one-time or recurring.

Yes. Software-printed and third-party vendor checks will continue to work as long as they use the new routing number and updated account format. Borrowers using specialized computerized checks should contact their branch to discuss next steps.

Yes. Farm Credit of Southern Colorado will automatically send borrowers who have a line of credit loan, a free new draft book with the correct routing number and account number after go-live. Old drafts will work briefly during a short transition period, but borrowers should switch to the new drafts as soon as they receive them.

Automatic payments and direct deposits will need to be re-established with your external institutions using Farm Credit of Southern Colorado’s new routing number (096018569) and your 7-digit account number after the March 3 go-live date.

Yes. A new routing number is being introduced, and the extra 5 digits at the end of your account number will be removed. Any ACH setups for payments or deposits will need to be updated with the new routing number (096018569) and your 7-digit account number.

The core 7-digit account number will stay the same. However, the extra 5-digits currently at the end of your account number used for drafts and electronic payments will be eliminated.

The system currently supports connectivity with QuickBooks and Quicken. We are unable to test the functionality of other financial technology platforms like Plaid and Yodlee at this time. Farm Credit of Southern Colorado will follow up if more information becomes available.

Please refer to our tutorial and click-thru demos above. The Business Banking video will walk users through how to add payees and submit ACH’s as well as Wires in the new online banking system. The Business Banking Demo will allow users to test out these features as well as the rest of the new system.